Adverse Credit & Problem Remortgages

from Shorething Mortgages

Self Employed?

Finding the right mortgage can prove time consuming and demanding - and searching for the right Self Certified Mortgage is no different. Through utilising the service offered by Shore Thing Mortgages, you will receive a free, efficient and friendly Self Certified Mortgage finding service which will put you in contact with the most appropriate lender to suit your circumstance. Our panel of mortgage lenders are able to deal with enquiries from all over the UK, so there really is no need to look any further!

Due to the change in employment over recent years, many people find it difficult to, or cannot prove their income using conventional methods such as wage slips or P60’s. Such individuals include the self employed, contract workers and sub-contractors. There are however, mortgage lenders who allow for this situation, and are able to offer deals to applicants who self-certify their earnings.

Typical lenders of this sort function through large financial companies, and steer clear of operating on the high-street - so don't worry if you may not have heard of a lender of this sort.

So, if you require a mortgage, but cannot prove your income - whether you are self-employed, work on a contract or have the ability to earn through working overtime; Shore Thing Mortgages can help you. By simply completing our online enquiry form, a fully capable mortgage lender will be in contact with you in a short time to discuss your circumstances further, and proceed with the application.

Remember, our service is completely free, and you can be assured of quality and privacy - all our lenders are regulated by the Financial Services Authority (FSA). You've got nothing to lose...why not enquire now?

Self Certified Articles

Following various investigations within the Self Certified Mortgage market, Alliance and Leicester announced in June that they were to debut in the specialist home loan sector. Previous to this, it seemed that the niche market suffered a great deal of controversy due to the investigations conducted by the BBC and subsequent to this, the FSA. Both reports concluded that there had been a case of 'income inflation', seeing lenders grant applicants mortgages of upto 10 times their actual annual income... [learn more >>>]

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Self Certified News

Kensington Mortgages reduces rates

Kensington Mortgages has reduced many of its self certified mortgage rates, benefitting their self employed borrowers massively. Within the 'Simple Choices' range, rates have seen a decrease of 0.4 per cent, representing a saving of 25%. Ian Giles, director of marketing at Kensington Mortgages, aims to please his customers this summer, giving them something esle to smile about whilst they enjoy their holidays... [learn more >>>]

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